Fashion / Clothing Retail Business Loans

Loan Overview

Gone are the days of purchasing your clothes from livejournal blogshops. These days, online blogshops have taken things up a notch with their own unique designs and in house prints. They have also gone on to open their own retail store(s) in a bid to attract more customers.

Fashion and clothing shops are more than places where people go to buy clothes. These are the places where people go to build their lives or to find the best clothing to help them celebrate a certain occasion.

The work of a fashion / clothing retail manager is extremely important, just like the work of the shopping assistants who work there.

SBL Singapore understands that the market in Singapore is drenched in retail stores. Hence, it is difficult to make a name for yourself. However, with evolving fashion trends coupled with people always looking for new things to wear, it is important to differentiate yourself from the competition.

That’s easier said than done if the size of your budget doesn’t fit the size of your dreams. You can overcome some of these difficulties if you strive to understand your audience as best as possible.

With the rise in local fashion / clothing retail businesses, SBL Singapore understands the need to remain competitive. Thus, we have specially tailored Fashion / Clothing Retail Business Loans to help you oversee your costs.


For instance, a few years back, we at SBL Singapore helps Ms April Tay rebrand her fashion store. Her store originally belonged to her parents, and when they passed on, she naturally took over the business. The store was bringing a good enough profit, but that wasn’t what dissatisfied Ms Tay, but the fact that the store felt impersonal to her.

Ms Tay wanted to leave her mark on the store so that her parents’ inheritance could grow to something that would have made them proud.

The defunct Mrs and Mr Tay were married for 60 years. They said they came from a time when people didn’t throw away broken things, but rather repaired them.

Ms Tay wanted to celebrate this idea with her eco-friendly mindset. She wanted to retail clothes made from reusable sources. She also offered to help her customers repair damaged clothes with onset sewing services. Occasionally, she would help people donate the clothes they don’t need anymore.

More recently, Ms Tay has also started collaborating with a few local jewellery stores. This collaboration has enabled her to to come up with exclusive and unique prints on a new range of their clothing.

With the help of SBL Singapore, you too can build a successful business. Our Fashion/ Clothing Retail Business Loans are easy to personalise and affordable, helping you cover costs for:

  • Suppliers
  • Inventory
  • Equipment
  • Rent
  • Remodel
  • Marketing, PR and advertising campaigns
  • Staff hiring
  • Licenses and permits

Launched in February 2018, SBL Singapore aims to provide financial assistance to all companies including those in the Fashion / Clothing Retail Business industry. We also gather mentors in the fashion and retail sector through our Coach-and-Go programme for our clients to attain more information and knowledge on business management. Our objective is to help local Singapore brands grow and enter the overseas market.

With a Fashion / Clothing Retail Business Loan, you pay for an inexpensive and reasonable rate of interest on monthly repayments, ensuring that you have enough capital to remain competitive and grow your business. In addition to funding, you will also obtain the mentor-ship and operation assistance that you require.

Loan Details
  • Max Loan Amount$1,000,000
  • Min Years to Qualify21
  • Min. Annual Turnover< $100,000
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