Home Landscaping / Gardening Business Loans

Loan Overview

Those who own a landed property in Singapore would probably take pride in their garden. However, there may be times when they will require the help of a professional landscaping / gardening expert.

These professionals can help to save time, purchase the right materials and enusre that everything is in check!

Residential landscaping is on the rise especially as Singapore aims to increase its green spaces in the next decade. Home landscaping services include everything from design consultations to project implementation and constant maintenance, such as mulching, trimming and regular cleaning.

Lawn maintenance and garden decorations improve the look of any garden. You already know what a few dilapidated walls, terraces, and water features can do to change the look of a backyard.

Now you have to convince your audience that you know what you’re doing. Investing in quality equipment and materials, researching new ideas, and the time you spend learning require a high starting cost. Recurring payments such as salaries, advertising, insurance, and transport aren’t negligible either.

Singapore has many residential landscaping businesses, so it might be hard to make a name for yourself. Unless, you offer very affordable services or come up with a unique selling proposition to set you apart from the competition.

Most Singaporean companies offer both indoor and outdoor services, such as turfing, planting, master planning and regular maintenance.


It’s difficult to compete with these companies, and that’s what Mrs Clara Sing found out a couple of years back. She had her residential landscaping / gardening business for some time, but she admits to becoming complacent. Although she was offering quality services at affordable rates to a list of loyal customers, she wasn’t spending much time on researching new ways to improve user experience.

A couple of years ago, her clients started leaving one by one. Last year, Mrs Sing came to us at SBL Singapore because she needed a loan to revitalize her company.

She used a good chunk of the loan for market research. Her target audience was interested in budget options for complete landscaping makeovers, so Mrs Sing diversified her options. She included a florist, plants rental for various events, and house cleaning on her list of services.

Mrs Sing got back to all her customers with this new list of options, offering them significant discounts. They all came back and their word of mouth increased the company’s ROI significantly.

SBL Singapore can also help you achieve your business goals with our customizable and affordable Home Landscaping / Gardening Business Loan, which covers expenses such as:

  • Licenses and permits
  • Insurance (liability insurance, bond, workers’ compensation)
  • Cleaning equipment and products
  • Advertising
  • Labour
  • Franchises
  • Suppliers
  • Inventory
  • Transportation fees

Launched in February 2018, SBL Singapore aims to provide financial assistance to all companies including those in the Home Landscaping / Gardening industry. We also gather mentors in the home landscaping / gardening sector through our Coach-and-Go programme for our clients to attain more information and knowledge on business management. Our objective is to help local Singapore brands grow and enter the overseas market.

With a Home Landscaping / Gardening Business Loan, you pay for an inexpensive and reasonable rate of interest on monthly repayments, ensuring that you have enough capital to remain competitive and grow your business. In addition to funding, you will also obtain the mentor-ship and operation assistance that you require.

Loan Details
  • Max Loan Amount$1,000,000
  • Min Years to Qualify0.5
  • Min. Annual Turnover< $100,000
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