Pest Control / Extermination Business Loans

Loan Overview

We all know how annoying pests can be. Especially so in Singapore, where the tropical weather is a huge breeding ground for pests such as cockroaches, lizards, rats, etc.

This is why setting up a pest control business on the island is a good idea. Most residential homes and commercial spaces deal with at least one incident per year. Cockroaches are the most common type of pest in Singapore since they are able to move easily and reproduce quickly. That said, rodents, such as rats, are also common. Of course, termites and bed bugs are also quite dangerous, although harder to get rid of.

Although Singapore is not as pest-free as we’d like, that’s not enough to make your business successful. If you own a pest control startup on the island, you have to consider a variety of costs such and requirements. The equipment and supplies can reach up to $50,000. You’ll probably need things like foamers and sprayers, protection equipment, respirators, and possibly even a truck.

Starting from zero can be more difficult, so some pest control business owners prefer buying a franchise. Although the prices aren’t necessarily lower, at least you get the reputation of the franchise so it’s easier to succeed.

Making money in pest control is difficult until you get more clients. Those who will pay monthly subscriptions and ensure your monthly cash flow. At first, you’ll mostly have one-time customers, so your income will fluctuate a lot.


That is what happened to Mr Alex Chow. When he first came to us at SBL Singapore last year, he was having difficulties dealing with the fluctuating income of the first few months. He spent all his savings buying necessary gear and equipment, so he couldn’t help but require a loan.

This is where he sought the help of SBL Singapore’s Pest Control / Extermination Business Loan.

Mr Chow soon revised his unique selling proposition. He understood most people preferred going back to the pest control companies they trusted. Few people were interested in one-off contracts, but they were willing to pay very little, which isn’t convenient in the long-term.

Mr Chow figured out that follow-up is extremely important to Singaporeans. His company has stellar equipment and does a good job at getting rid of pests. In addition, they also offer a range of services. These include things usch as tips to prevent re-infestation, courtesy follow-ups, and prevention-oriented cleaning services.

Mr Chow has seen a high influx of clients after revising his strategy and with SBL Singapore’s help, his ROI is better than he hoped when he first started his business.

SBL Singapore can also help your business thrive with our affordable and easy to personalize Pest Control / Extermination Business Loan. These loans cover expenses such as:

  • Licenses and permits
  • Insurance (liability insurance, bond, workers’ compensation)
  • Cleaning equipment and products
  • Advertising
  • Labor
  • Franchises
  • Suppliers
  • Inventory
  • Transportation fees

Launched in February 2018, SBL Singapore aims to provide financial assistance to all companies including those in the Pest Control / Extermination industry. We also gather mentors in the pest control / extermination sector through our Coach-and-Go programme for our clients to attain more information and knowledge on business management. Our objective is to help local Singapore brands grow and enter the overseas market.

With a Pest Control / Extermination Business Loan, you pay for an inexpensive and reasonable rate of interest on monthly repayments, ensuring that you have enough capital to remain competitive and grow your business. In addition to funding, you will also obtain the mentor-ship and operation assistance that you require.

Loan Details
  • Max Loan Amount$1,000,000
  • Min Years to Qualify0.5
  • Min. Annual Turnover< $100,000
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